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Additionally, clients for this sort of plan might have serious legal or criminal histories. It is necessary to keep in mind that different providers provide a variety of issue ages on their assured concern policies as low as age 40 or as high as age 80 - final expense quotes. Some will additionally offer greater stated value, up to $40,000, and others will permit far better death benefit conditions by enhancing the rates of interest with the return of premium or minimizing the variety of years till a full survivor benefit is available